Buying a car is an expensive investment, thus, its something that should never be done in haste. A lot needs to be taken into thought before any decision is made. Any rush decisions could lead you into buying one that is neither right for you nor for your needs. Therefore, it’s crucial to take your time and take various factors into consideration before making the purchase. As such, before you visit to buy a used minivan or any other dealer, it’s important you take the below factors into account.


There are not many people out there who can afford to pay for a car in cash, especially a brand new model. In most cases, buyers look for the most viable financing option depending on their financial strength. Therefore, think about what you can afford taking into account the deposit you need to pay and the monthly installments. You should be able to pay such installments and still meet your other day to day financial obligations. In other words, you need to have a budget and look for a financing option that falls within that budget.

Establish your Needs

Determine the needs that are driving you into buying a new vehicle. If you recently got married and you need a family car, shop for one that can comfortably accommodate your entire family. Similarly, if you want a commercial vehicle, shop for one that meets such needs. Also, think about any other features you want in your vehicle and list them down so as to check out what you wanted against what you get.


Research extensively and collect as much information as you can. Understanding the different brands and how dealers operate can help you make a more informed decision. Such information can also help you to negotiate for a better deal. Once you settle on a particular brand, get quotations from different dealers and choose the one that appeals to you the most.

New or Used

One of the major decisions you need to make is whether you want to buy a new or a second-hand vehicle. Even so, your choice rests entirely on your financial capabilities. If you can afford to pay in cash or through a viable financial plan, buying a new model would not be such a bad idea.

However, there are others who cannot afford to buy a new car for numerous reasons. For instance, if you have a very low credit score, it won’t be easy for you to secure a loan to finance your purchase. Therefore, depending on your needs and financial might, weigh the options and decide which one suits you better.

Test Driving

It’s always a good idea to test drive your new car, especially if you are buying the brand for the first time. Test driving allows you to identify any rattles or squeaks that could signal an underlying problem. This is particularly important if you are purchasing a used model. For used cars, it’s advisable to take your mechanic along so that he can diagnose any potential problems.